Official digital platform

The Mind Behind the FinTech Revolution

Welcome to the official digital platform ofTanvir A Mishuk— a globally recognised fintech visionary, entrepreneur and leader in digital transformation, driving financial inclusion and technological progress across emerging markets and beyond.

15+
Years of experience
5
Ventures founded
6
Industry awards
2019
Nagad founded
Tanvir A Mishuk
Nagad
Founder & CEO
Nagad
15+
Years of experience
NAGADT-ASIA GROUPSIGMA GROUPSIGMA TELECOMTELEKOM ASIADIGITAL REVOLUTION DRIVES FINCLUSIONNAGADT-ASIA GROUPSIGMA GROUPSIGMA TELECOMTELEKOM ASIADIGITAL REVOLUTION DRIVES FINCLUSION
About

A visionary making finance accessible to everyone

Torchbearer of digital financial inclusion, digitalizing the postal department of Bangladesh and initiator of the second wave of fintech in Bangladesh.

Business magnate, sprightly investor, innovator and philanthropist — aimed at addressing the needs of the country and aiding in reconciling economic inclusion and equality for the world.

A phenomenal work experience of 15 years, from small-scale businesses to high-rise corporate brands at home and abroad.

"Technology must be at the heart of economic participation. By enabling faster, more secure and more affordable financial services, we empower entire communities to prosper."
TMTanvir A MishukFounder & CEO, Nagad
Recognition

Awards & industry honors

A track record of excellence recognised by Mastercard, Global Brands Magazine and the financial sector in Bangladesh.

Most Innovative Digital Finance Service
Recognition

Most Innovative Digital Finance Service

Innovation in the financial sector

Excellence in Innovation
Recognition

Excellence in Innovation

Innovative and affordable digital payment options

Best Innovative Digital Financial Services Brand
Recognition

Best Innovative Digital Financial Services Brand

At the forefront of innovation in Bangladesh

Excellence in Digital Innovation 2021-22
Recognition

Excellence in Digital Innovation 2021-22

Mastercard bill payment — outstanding digital contributions

Excellence in Mastercard Business (Merchant) Online
Recognition

Excellence in Mastercard Business (Merchant) Online

Remarkable contributions to merchant business

Excellence in Fintech Product Innovation 2022
Recognition

Excellence in Fintech Product Innovation 2022

Innovations furthering financial inclusion goals

Digital Revolution Drives Finclusion — book by Tanvir A Mishuk
Now available on
Rokomari
Fintech · The book

Digital Revolution Drives Finclusion

To make the dream of a digital Bangladesh a reality, financial inclusion of the people of all walks of life has no alternative. My only goal while leading Nagad is to make financial transactions effortless for everyone. The path hasn't been an easy one — but my motto has always been: let's build the way and walk through.

The stories of this quest towards making financial inclusion a reality for all, and the thoughts on the future of financial institutions in a digital Bangladesh, are compiled in this book. Anyone who shares the passion for transforming Bangladesh into a thriving digital nation should read it to contemplate what we must do to make the dream a reality.

Order nowOrder via Rokomari.com
Impact

Fintech with real impact

Six pillars of change reshaping how Bangladesh banks, saves and transacts every single day.

1

Economic Revolution

In Bangladesh, 67% of people were out of banking facilities until 2019. After Nagad started its journey under the leadership of Tanvir A. Mishuk, that percentage decreased significantly.

2

Financial Independence

Mr. Tanvir came up with the innovative idea of receiving money to a mobile number without having an account — ensuring financial equality for everyone.

3

DKYC Implementation

Implementing Digital KYC was Mr. Tanvir’s sole innovation that revolutionized the mobile banking industry, allowing users to open accounts with three simple finger-taps.

4

FinTech Ideation

Integrating technology with finance, Mr. Mishuk makes mobile banking more accessible and affordable for end users, so their transactions are secure and fast.

5

Empowering E-Finance

His initiative Nagad not only eased financial transactions but created new opportunities for SMBs and entrepreneurs — send or receive money anywhere, anytime.

6

Exemplary Affiliation

Nagad has shown that public-private partnership projects can be profitable where similar projects struggle to generate minimum revenue.

Innovations

Industry-shaping firsts

Ideas that redefined what digital finance could do in Bangladesh.

Pioneer of the Fastest Growing FinTech Company in the World
01
01Innovation

Pioneer of the Fastest Growing FinTech Company in the World

Tanvir A Mishuk founded Nagad in 2019. Today it is the most efficient and user-friendly digital financial service in Bangladesh — and within only one year of launch it became one of the fastest growing fintech companies in the world.

Initiator of the DKYC Nationalized Registration System
02
02Innovation

Initiator of the DKYC Nationalized Registration System

Tanvir A Mishuk pioneered the Digital KYC system to make registration easy and faster than before. He developed an innovative digital finance system where users can open an account in seconds — securely and without paperwork.

SMTAP — Send Money to Any Phone Number without an Account
03
03Innovation

SMTAP — Send Money to Any Phone Number without an Account

Before Nagad, it was nearly unimaginable that anyone could receive money only with their mobile number, without having an account. Mr. Tanvir introduced SMTAP to make cash transfers as simple as sending a text message.

Minimized Trade Cost for Small Business Owners
04
04Innovation

Minimized Trade Cost for Small Business Owners

Mr. Tanvir A Mishuk’s idea was to lessen the trading cost of the mobile banking financial system. He dedicatedly works to minimize fees compared to the market standard — giving small business owners more of what they earn.

Career

15 years of building

From startups to high-rise corporate brands — at home and abroad.

Nagad
Sigma Group
Jan 2015 — Present

Board Member

Sigma Group

Sigma Group is a pioneer in multiple industrial fields across Bangladesh and Singapore.

Sigma Telecom Ltd.
Dec 2013 — 2017

Director & CEO

Sigma Telecom Ltd.

Sigma Telecom is a licensed International Gateway (IGW) service provider in Bangladesh.

Telekom Asia Pte. Ltd.
Sept 2012 — 2019

Founder & Managing Director

Telekom Asia Pte. Ltd.

Telekom Asia revolutionized real-time communication over the internet — one of the biggest voice wholesalers in Singapore.

T-Asia Group
2006 — Present

Founder & Group Chairman

T-Asia Group

T-Asia is a group of companies spanning technology, telecom, tourism and many other fields.

Contact

Let's talk

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